At Insula Capital, leadership is not hierarchical… it is intellectual.

Florence Ricou shapes a culture defined by independent thinking, disciplined conviction and the courage to challenge assumptions. She believes that the most resilient investment platforms are built where trust and performance intersect and where complexity is met with clarity, not noise.

Under her leadership, Insula operates as a carefully selected investment house. Selective, agile and structurally robust, it has developed and strengthened its position as one of Portugal's leading investment platforms, founded on rigour, agility and sustainability.

Because no man or woman is an island, Insula is not merely an organisation; it is a collective intelligence, aligned by a long-term vision and fiduciary responsibility, always greater than the sum of its parts.

At Insula, lasting value is never accidental, it is intentionally built.

Ana Catarina Quinta underpins Insula Capital’s financial architecture with precision and institutional depth. Her experience spans real estate investment structures and credit securitisation vehicles, where technical mastery and regulatory fluency are non-negotiable.

Having served as a certified accountant for more than 50 collective investment entities, she brings structural rigour and strategic oversight to complex vehicles operating within demanding regulatory frameworks.

A Certified Accountant since 2001, with academic foundations in Auditing and Tax Law, Ana Catarina ensures that capital is not merely deployed with discipline, but governed with clarity, resilience and foresight.

At Insula, financial management is not administrative. It is strategic.

Maria João Rodrigues brings legal intelligence into the strategic fabric of Insula Capital.

With more than 15 years' experience advising companies and investment structures in the real estate and private markets spheres, she operates at the intersection of law, governance and risk architecture.

Her background spans corporate structuring, transactional advisory, compliance leadership and risk management — enabling a proactive rather than reactive legal framework.

Holding advanced qualifications in Corporate, Real Estate and Corporate Tax Law, Maria João ensures that ambition is always structurally protected.

At Insula, legal strategy is not a last-resort safeguard, it is a fundamental pillar of trust and value creation.

Pedro Moreira embodies Insula Capital's investment philosophy: analytical discipline, selective conviction and precision in execution.

With experience across different asset classes and sectors, he has led valuation frameworks, due diligence processes and acquisition strategies where judgement matters as much as data. As an independent valuer certified by the Portuguese Securities Market Commission (CMVM), he operates with technical authority and market insight.

With academic credentials in Business Administration and Finance, Pedro turns complexity into calibrated decisions, ensuring that capital allocation reflects structural opportunity, not cyclical enthusiasm.

At Insula, investing is not transactional. It is architectural.

Tatiana leads Insula Capital's operational architecture, ensuring that strategy is delivered within a framework defined by rigour, control and institutional alignment. As Chief Operating Officer, she provides the structural backbone to the company's investment platform, creating the conditions for disciplined performance and responsible governance.

With more than 25 years of multi-sector experience spanning industry, energy, construction and real estate, she brings depth, perspective and systems thinking to operational leadership. Her background in finance, taxation, valuation and property law strengthens a holistic understanding of how complex structures must work — not only strategically, but structurally.

Tatiana ensures that execution reflects intent, that oversight reinforces resilience, and that growth is supported by clarity, process and institutional discipline.

At Insula, operations are not administrative. They are the bridge between strategy and execution.

Miguel Duarte reinforces Insula's institutional pillar. With more than three decades of experience in banking, financial markets and risk governance, he brings seasoned judgement to environments where oversight defines credibility.

His career, from corporate banking to senior roles in risk, compliance and financial administration, reflects a deep understanding of regulatory ecosystems and fiduciary responsibility across investment, real estate and pension fund structures.

Miguel ensures that growth is underpinned by control, that ambition is framed by prudence, and that trust remains the company's most valuable asset.

At Insula, compliance is not a constraint. It is a competitive advantage.

João brings more than two decades of real estate experience shaped by strategic knowledge in marketing and asset positioning. With a foundation in Marketing Management, he began his career in the retail real estate sector, where he led marketing strategy and operational management across a portfolio of shopping centres.

João later completed a degree in Real Estate Management and further deepened his focus on the sustainability of the built environment, contributing to the integration of sustainable strategy in asset development and investment structuring, driven by the conviction that long-term value in real estate is increasingly inseparable from environmental and social responsibility.

At Insula, sustainability is not a narrative layer. It is embedded in value creation.